We live in a country where not only are insurance costs astronomical, but insurance companies also have actual policies in place specifically to take advantage of patients so companies can make larger profits and pay LESS on their client’s behalf! Click through the 4 screenshots I’ve included for actual comments by former insurance agents admitting what they were forced to do. We live in a country where an accident, or a sudden medical catastrophe, can completely bankrupt a person during a time when they’re already contending with so many stresses related to their health.
It is an awful feeling to know you can’t possibly make the amount of NEW income your diagnosis requires.
Which brings me back to my earlier point about crowdfunding websites. I hate them. I hate crowdfunding sites because they have become a basic necessity for today’s world. They have become a BAND-AID for true health care reform that we so desperately need! We need something revolutionary.
Have you ever LOOKED at how many medical campaigns there are out there? NerdWallet reported that $930 million of the $2 billion raised on GoFundMe goes towards medical fundraising. Bloomberg reported that almost half of the $800 million raised on YouCaring, another crowdfunding site, went towards medical expenses. These are just TWO crowdfunding sites. There are also private sites like mine and BILLIONS more donated to the countless non-profit organizations that give grants to medical patients in need. That is at the very minimum over $2 BILLION DOLLARS worth of desperation. That is nearly $2 BILLION dollars worth of medical patients in often dire circumstances experiencing the very same heavy, gigantic dose of immense, debilitating, lead-like feeling of guilt that I am all too familiar with.
American citizens have already shown they’re willing to contribute to health care costs for their friends and family. Imagine if the donations were combined with the total cost we are all paying for health insurance. This is at least the beginning of making a large dent in the potential costs.
Make no mistake about it. We are all gambling with our health. Most Americans are just one terrible diagnosis… one accident away from total financial devastation. We can easily put this out of our minds because that’s human nature, but it is a looming and very real danger for everyone.